Who Pays For What

A Seller’s Estimated Guide to Closing Costs

While some costs associated with the closing of your current home may be negotiable, Sellers can typically expect to pay for the following:

  • Real Estate Commissions
  • Document Preparation (For Deed)
  • Any Loan Fees required by Buyer’s Lender
  • Payoff of all loans in Seller’s name (Or existing loan charges and/or delinquencies)
  • Any judgments, tax liens, performance liens, etc. against Seller
  • Recording charges (To clear all documents of record against Seller and Homeowner’s Association)
  • Interest accrued to Mortgage Holder (If applicable per Release Fees or Prepayment Penalties)
  • Tax Proration Fees (For any taxes at time of transfer of title and tax certificates)
  • Any unpaid Homeowner’s Association dues
  • Any and all delinquent taxes
  • ½ of Escrow Fees
  • Owner’s Title Policy (Per contract)
  • Termite Inspection and/or Treatment (Per contract)
  • Home Warranty (Per contract)
  • FedEx Charge (To return package to Lender)


Steps Before Closing...>